Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. The mortgage refinancing process can be laborious and expensive — but if the conditions are right, it can be worth it in the long run. Before jumping in, you want to make sure you're refinancing for the right reasons. There are many different reasons homeowners refinance their mortgages, from ...
Best for member benefits ; Best for fair credit score ; Best for having a co-signer ; Best for parent loan refinancing ; Best for medical school loan refinancing ; Best for credit union
Rates start at 3.99% (fixed) & 5.99% ; Rates starting at 3.99% fixed APR (with autopay) and 5.74% variable APR (with autopay) ; Rates starting at 4.74% fixed APR (with autopay)
6.625% Rate ; 6.490% Rate ; 5.625% Rate ; 5.750% Rate
A rate-and-term refinance may help you lower your monthly mortgage payment or allow you to pay off your home sooner. Explore rate-and-term refinancing ; Cash-out refinance · Access your home’s equity · A cash-out refinance is a great way to get new mortgage terms and borrow funds for one-time expenses. Learn about cash-out refinancing
Minimum Credit Score · 580 for FHA and VA refinances, 620 for conventional refinances ; Days to Close · 30–45 days
$10000 - Total Loan Balance ; 5, 7, 10, 15 years ; 5, 10, 15, 20 years ; 5, 10, 15 years
Best online lender ; Best for comparison shopping ; Best personalized support ; Best skip a payment benefit
Fixed : 3.99%–9.99% APR2 with all discounts, Variable : 5.99%–9.99% APR2 with all discounts
If you have an existing VA-backed home loan and you want to reduce your monthly mortgage payments—or make your payments more stable—an interest rate reduction refinance loan (IRRRL) may be right fo...