The best mortgage refinance companies charge low interest rates and fees, and they often have unique perks for customers. Find your best refinance lender.
Refinancing your mortgage may help you get a lower rate, reduce your payments or get cash. See our picks for the best banks to refinance.
Mortgage refinance lenders, Credit requirements, Bankrate Score ; Better, 620 for conventional loans, 580 for FHA loans, 620 for VA loans, 4.6 ; Old National Bank, 620 for conventional loans, 600 for FHA loans, 620 for VA loans, 4.6 ; U.S. Bank, 620 for conventional loans, 740 for jumbo loans, 4.8 ; PenFed Credit Union, 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans, 4.7 ; Rocket Mortgage, 620 for conventional loans, 680 for jumbo loans, 580 for FHA and VA loans, 4.6 ; Citizens Bank, 620 for conventional loans, 4.5 ; PNC Bank, 620 for conventional, jumbo and FHA loans, 640 for USDA loans, 4.5
Lender, Credit requirements, Bankrate Score ; Better, 620 for conventional loans, 580 for FHA loans, 4.6 ; Old National Bank, 620 for conventional loans, 640 for FHA loans, 680 for VA loans, 4.6 ; U.S. Bank, 620 for conventional loans, 740 for jumbo loans, 4.8 ; PenFed Credit Union, 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans, 4.7 ; Rocket Mortgage, 620 for conventional loans, 680 for jumbo loans, 580 for FHA and VA loans, 4.6 ; Citizens Bank, 620 for conventional loans, 4.5 ; PNC Bank, 620 for conventional, jumbo and FHA loans, 640 for USDA loans, 4.5
Refinancing a mortgage can get you better terms and even access to cash. Here are CNBC Select's picks for the best mortgage refinance lenders.
Find standout cash-out refinance lenders for 2024, including Rocket Mortgage, Better and more. Plus, learn how to find the best lender for your situation.
Rate-and-term refinance · Lower your rate and term. A rate-and-term refinance may help you lower your monthly mortgage payment or allow you to pay off your home sooner. Explore rate-and-term refinancing ; Cash-out refinance · Access your home’s equity · A cash-out refinance is a great way to get new mortgage terms and borrow funds for one-time expenses. Learn about cash-out refinancing
Best for Simple Applications: Rocket Mortgage (formerly Quicken Loans) ; Minimum down payment: 3%-5% ; Loan types offered: Conventional, FHA, VA and Jumbo loans
At M&T, we’re all about keeping it simple. ; Let's think about the big picture. ; Start a refinance application. You can apply whenever and wherever it's convenient for you - using a mobile device, tablet or your desktop ; We make the process simple.
Interest rates have shifted: Interest rates may have dropped since you purchased your car. Even a small decrease of 1 percent could mean big savings. For example, if you borrowed $25,000 on a 50-month loan term with 4.7 percent interest, and now you can secure a loan at 3.7 percent interest, that would save you about $135 per year. Your credit score has increased: If your credit score is higher than when you first bought your car, refinancing could be a smart choice. Just a minor increase in you...