A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.
We analyzed hundreds of balance transfer credit cards with a 0% intro APR period and dug into each card's perks and drawbacks to find the best ones.
4.3 · U.S. News Rating ; APR · 8.99% to 29.99% ; Minimum FICO Credit Score · 680 ; Loan Amount · $5,000 to $100,000 ; Loan Term · Up to 84 months
Written by India Davis and Garrett Yarbrough ; Edited by Nouri Zarrugh ; Reviewed by Beverly Harzog
Balance transfer credit cards offer up to 21 months intro APR & other long 0% APR periods with no annual balance transfer fees. Apply today»
Credit cards that charge no balance transfer fee are out there, but they're hard to find. Balance transfer cards with a fee may be an option.
On this page ; About this credit card · Check your eligibility · Representative Example · Compare Balance Transfer cards · Managing your credit card · FAQs
In this article: How Do Balance Transfers Work? · Common Balance Transfer Terms to Know · Pros and Cons of Balance Transfer Credit Cards · How to Choose a Balance Transfer Card · How to Do a Balance Transfer · Alternatives to Balance Transfer Cards
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[4] History [edit] Credit cards became most prominent during the 1900s. Larger companies... revolving credit. Revolving credit was a means to pay off a balance at a later date while...