Auto insurance rates are increasing throughout California for a number of reasons. But there are ways to cut costs on your premiums, experts say.
Find cheap car insurance in California with our helpful analysis of average rates for a variety of ages and driving records.
Best car insurance companies in California ; How to find the best car insurance in California ; How much is car insurance in California?
Shopping for auto insurance in California? Keep reading to learn about how much car insurance you'll need and ways to find the cheapest car insurance in this state.
Best for affordability: First Affordability ; Best for discounts: CIG ; Best for customer satisfaction: Wawanesa ; Best for seniors: Safeco ; Best for new cars: CONNECT ; Best for teachers: Horace Mann ; Best for rideshare drivers: Mercury Insurance ; Best for active military and veterans: USAA
Key takeaways ; The average monthly premium for minimum coverage in California is $56. The average monthly premium for full coverage is $234 in California. ; Drivers in Los Angeles, according to our research, pay an average rate for full coverage insurance of $3,851, 37 percent more than the state average. ; California parents adding a 16-year-old driver to their full coverage auto insurance policy can expect an average premium of $6,459 per year. ; Drivers with a DUI on their license pay an average of $6,856 annually, which is 144 percent more than the state average
US drivers need auto insurance. The top affordable options include State Farm, USAA, GEICO, The Hartford, California Casualty, and Progressive.
Key takeaways ; 18-year-old drivers on their own policy pay the highest car insurance premiums out of the age groups Bankrate analyzed. ; The most significant difference in premiums by gender occurs at age 18. On average, 18-year-old males cost 5 percent less to insure than their female counterparts. ; As drivers age, the difference in premium between genders narrows. At age 50, for instance, males only pay 5 percent more more on average per year for full coverage than 50-year-old females.
Are you looking for the best homeowners insurance company in California? Our unbiased reviews will help you find the best company for you and your family.
for auto insurance than other states. Throughout the pandemic, Commissioner Lara pumped the brakes on rate increases in California and despite rates skyrocketing nationwide, holding...