The best cheap car insurance for young drivers is offered by Central Insurance, USAA, Country Financial, Erie Insurance and Travelers.
Erie Insurance, Country Financial, USAA and Auto-Owners tend to have the most affordable rates for 17-year-olds where available. ; At an average of $5,989 per year or $499 per month, 17-year-old drivers face some of the highest auto premiums in the country. ; Local and regional providers have very competitive rates for 17-year-old drivers in many places, making them worth a look.
After extensive industry research, our picks for the best car insurance for new drivers include USAA, Travelers, Geico, Nationwide and State Farm.
Best for affordability: First Affordability ; Best for discounts: CIG ; Best for customer satisfaction: Wawanesa ; Best for seniors: Safeco ; Best for new cars: CONNECT ; Best for teachers: Horace Mann ; Best for rideshare drivers: Mercury Insurance ; Best for active military and veterans: USAA
Key Takeaways: ; At $1,247, USAA has the lowest average annual rate for low-mileage car insurance, but Erie Insurance and Nationwide aren’t far behind. ; The definition of a low-mileage driver varies across insurance providers; however, it refers to those who drive infrequently or drive under a certain mileage every year. ; Some car insurance companies offer telematics apps that track your driving and provide usage-based discounts.
, Company, Average Annual Rate, Learn More ; # 1, USAA » 4.9 U.S. News Rating, $1,335, Compare Quotes » (855) 939-3108 ; # 2, Erie Insurance » 3.4 U.S. News Rating, $1,532, Compare Quotes » ; # 3, Auto-Owners » 4.7 U.S. News Rating, $1,619, Compare Quotes » ; # 4, Nationwide » 4.1 U.S. News Rating, $1,621, Compare Quotes » ; # 5, Geico » 3.9 U.S. News Rating, $1,778, Compare Quotes »
Best cheap car insurance for most drivers · Geico ; Best for drivers with spotty records ; Best for variety of discounts ; Best for military perks ; Best for low complaints
Company, Average California home insurance cost ; Allstate (no longer selling new home insurance policies in California), $718 ; Mercury, $736 ; National General, $778 ; Lemonade, $784 ; Travelers, $890 ; Nationwide, $952 ; State Farm (no longer selling new home insurance policies in California), $965 ; Automobile Club of Southern California, $1,003 ; CSAA Insurance Group, $1,066 ; USAA, $1,097
The best homeowners insurance companies include Amica and USAA. Home insurance protects your biggest asset. Compare options and get insured today.
Insurance Guides ; Table of Contents ; Pros · Snapshot provides personalized rates so safe drivers save more · Premiums are below average for many drivers · Unique coverage options, including pet injury and custom parts ; Cons · Below-average J.D. Power rankings · Above-average number of complaints with the National Association of Insurance Commissioners · Young drivers and those with an accident history may find Progressive more expensive