Disadvantages The lender doesn't have your best interests at... Several credit cards give you 0% APR on balance transfers for a specific period. If you were to transfer your balance to a...
Key Takeaways ; Balance transfer cards are mainly for consolidating credit card balances, while personal loans have more flexibility. ; A balance transfer card can help you consolidate multiple credit card balances and potentially have a 0% introductory APR, saving you money. ; Personal loans are better if you have more debt to consolidate or need a longer payoff period.
Read up on the latest advice and guides from the Bankrate team all about balance transfers. We'll help you find the best card, execute a successful balance transfer, and get educated on everything...
Written by India Davis and Garrett Yarbrough ; Edited by Nouri Zarrugh ; Reviewed by Beverly Harzog
Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent
Annual fee · $0 ; Welcome offer · Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back ; Introductory Balance Transfer APR · 0% Intro APR on Balance Transfers for 15 months ; Ongoing Balance Transfer APR · 19.99% - 28.74% Variable ; Introductory Purchases APR · 0% Intro APR on Purchases for 15 months ; Ongoing Purchases APR · 19.99% - 28.74% Variable
Find the top balance transfer cards of October 2024 with 0% APR offers. Save on interest and tackle your debt efficiently with the best options available.
A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.
The best balance transfer credit cards offer up to 21 months of 0% interest. Learn more by reading our guide to the top balance transfer offers.
We reviewed 2024's best balance transfer credit cards that offer low interest and long zero-interest periods, which help you manage debt effectively.