Key Takeaways ; Balance transfer cards are mainly for consolidating credit card balances, while personal loans have more flexibility. ; A balance transfer card can help you consolidate multiple credit card balances and potentially have a 0% introductory APR, saving you money. ; Personal loans are better if you have more debt to consolidate or need a longer payoff period.
Find the top balance transfer cards of October 2024 with 0% APR offers. Save on interest and tackle your debt efficiently with the best options available.
Read up on the latest advice and guides from the Bankrate team all about balance transfers. We'll help you find the best card, execute a successful balance transfer, and get educated on everything...
We reviewed 2024's best balance transfer credit cards that offer low interest and long zero-interest periods, which help you manage debt effectively.
A balance transfer moves high-interest debt to another card, usually one with a 0% intro APR, so you save on interest while paying off debt.
Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest...
We've put together a list of the top balance transfer cards that can help you pay down debt without immediately accruing more interest.
Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...
We analyzed hundreds of balance transfer credit cards with a 0% intro APR period and dug into each card's perks and drawbacks to find the best ones.
A credit card issuer charges a balance transfer fee to transfer a balance from another creditor. Learn the pros and cons of balance transfers.