Key takeaways ; Average car insurance rates are $2,314 for full coverage and $644 for minimum coverage. ; Experts recommend comparing quotes with the same coverage limits from at least three carriers to find the best fit for your risk profile. ; Drivers under 25 or over 70 and those with violations or accidents tend to pay higher premiums based on insurer risk calculations.
Company highlights · Average rates from Citizens ; Available to Florida homeowners who otherwise can not afford home insurance with other carriers ; Offers standalone wind insurance ; Coverage can only be purchased through an agent
Insurance premiums are surging unevenly across the country. Your rates might be out of step with risks.
Experience Level, Avg. Salary, Hourly Rate ; Entry-level insurance sales agent, $29,700, $14.29 ; Mid-level insurance sales agent, $50,800, $24.44 ; Senior-level insurance sales agent, $57,900, $27.84
AVERAGE HOME INSURANCE PREMIUMS, 2023 · 1,000 · 1,500 · 2,000 · 2,500 · 3,000 · 3,500 · 4,000 · LOW OR NO DATA · Wash. Maine · N.D. Mont. Ore. Vt. Minn. N.H. Idaho · Mass. Wis. N.Y. S.D. Conn. Mich. R.I. Wyo. Pa. N.J. Iowa · Neb. Ohio · Md. Nev. Del. Ind. Ill. Utah · W.Va. Colo. Calif. Va. Kan. Mo. Ky. N.C. Tenn. Okla. Ariz. Ark. S.C. N.M. Ga. Ala. Miss. La. Texas · Fla. Alaska · Hawaii
Explore our in-depth review of Allstate insurance for rates, claims and more.
Written by Natalie Todoroff ; Edited by Jessa Claeys ; Reviewed by Mark Friedlander
Hayley Abernathy · Contributing Author ; Richard Haddad · Executive Editor
Key Takeaways: ; Car insurance costs an average of $147 per month or $1,759 per year ; At $114 a month, USAA is the cheapest insurance provider on average ; On average, drivers aged 50-59 pay the least for car insurance
How to compare auto insurance rates ; Rates comparison ; What affects your rates ; How to save