Pet insurance pays out if your best pal gets sick or injured, but it can be increasingly expensive over your pet’s lifetime. See whether it’s worth the cost.
We’ve researched the average pet insurance cost, what it covers, what factors affect your premium and how to choose the best provider for your furry friend.
Pet insurance is a type of coverage that can provide financial reimbursement for your pet’s healthcare, including illness, injury, and routine visits. You’ll pay a monthly premium for the plan and then file a claim if your pet has an accident, illness, or other diagnosed medical condition. On average, accident and illness coverage costs $56 per month for dogs and $32 for cats across the U.S. The cost of your premium will depend on your pet and where you live. Older animals and breeds with common hereditary issues will likely cost more to in ...
Pet insurance can help cover routine or unexpected vet bills and prevent some financial stress. Here’s how to figure out if it’s worth the cost.
When asked if I’m a cat or a dog person, my answer is yes. We’ve got one of each at my house: Logo, who’s been our good boy for two years now, and Phoebe, who arrived at the door as a stray kitten three years ago. They are both happy, healthy, and uninsured. For us, pet insurance has long been on the maybe-we-should-look-into-it list, along with getting faster internet or lower-interest-rate credit cards. But our lassitude was called into question early one evening when Phoebe showed up at the back door disoriented, limping, and with a ni ...
How much does pet insurance cost? The average pet insurance cost for dogs is $51 per month and $27 per month for cats.
Caring for a pet is expensive, but a pet insurance policy can pick up part of the tab. Learn the average pet insurance cost.
As of 2024, 66% of U.S. households (86.9 million homes) own a pet. ; Pet ownership has increased significantly over the past three decades. In 1988, only 56% of U.S. households owned a pet.[1] ; More than half of pet owners (51%) consider their pets to be as much a part of their family as a human family member. [12] ; Households with annual incomes of $100,000 and over are most likely to own pets: 63% of households in this income bracket own dogs and 40% own cats. [2] ; Homeowners are more likely to own pets than renters: 58% of homeowners have a dog and 36% have a cat versus 39% and 29% of renters respectively.[2]
The average cost of unlimited pet insurance coverage is $73 per month for dogs and $36 for cats. Find out what factors matter and how to get the best price.
Pros: ; No upper-age limit for enrollment ; Can text with a licensed veterinary professional via Pet Cloud app ; One-day waiting period for accident coverage