The average cost of insurance for small businesses is $87 a month. Most business owners with employees will need general liability, workers’ compensation, unemployment and disability insurance, though you may want additional coverage, depending on the type of business you own · Gather quotes from multiple insurance companies to find the best rate for your needs.
State, Cost per $100 of payroll in 2017 ; Alabama, $1.06 ; Alaska, $2.03 ; Arizona, $0.88
Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.
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Kaiser Permanente and Blue Cross Blue Shield are the best health insurance companies for small business owners, based on Forbes Advisor’s analysis. Learn who else made the top list.
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When dealing with insurance, there are three parties you need to be aware of: the insurer, the insured and the policyholder. The insurer is usually a large company that sells insurance and pays out claims (e.g., Geico or State Farm). The insured is the person or property covered by an insurance policy. This can be your home, your car or in this case — your business. The policyholder is the person that purchases and owns the insurance policy. In this case, it’s you, the small business owner. If you’re shopping for any type of insurance, yo ...
Here's how small business health insurance works, why you should offer it and what types of health insurance are available for small businesses.