Key takeaways ; In Florida, full coverage car insurance costs an average of $300 per month, while minimum coverage is $93 per month. ; Full coverage car insurance in Florida costs 51 percent more than the average cost of car insurance nationwide. ; Minimum coverage car insurance in Florida costs around 67 percent more than the national average. ; Men often pay more for insurance coverage than women, but that gap starts to close around age 30 for Florida drivers.
The average cost of auto insurance in Florida is $134 per month for minimum-coverage and $316 per month for full-coverage.
Geico is the best car insurance company in Florida for its affordable rates, multiple discounts and reliable customer experience. ; Minimum car insurance costs $134 monthly or $1,605 annually in Florida. A full-coverage policy costs $316 monthly or $3,795 a year. ; Florida drivers are required to have at least $10,000 in property damage liability coverage per accident and $10,000 in personal injury protection (PIP).
Car insurance in Florida can be more expensive than the national average, but it's possible to save with these four companies.
How much is car insurance in Florida? ; Estimate your car insurance cost ; Frequently asked questions
Geico offers the cheapest car insurance rates in Florida with average annual rates of $650 for minimum-coverage policies and $2,087 for full coverage.
Bankrate estimates the national average cost of full coverage car insurance in 2024 increased... auto insurance costs: Find the best car insurance ◾ Florida: $3,945 ◾ New York: $3,840...
Popular Car Insurance in Florida ; State Farm » ; Geico » ; Travelers » ; Nationwide »
RELATED STORIES ; Your car insurance rates aren’t going to go down. Here’s why ; Florida car insurance rates sit above national average ; Car insurance costs are rising: Here’s why and what you can do
Car insurance costs continue to rise. According to a report from Bankrate, average premiums for full coverage auto insurance hit $2,543 in 2024, a 26% increase from 2023. ; Unsurprisingly, drivers across the U.S. are looking for ways to save. Nearly half (49%) of auto insurance customers are actively shopping for a new plan, according to J.D. Power. ; Full coverage car insurance combines three kinds of coverage and is usually required if you lease or finance your car.