Insurance Company ▲ ▼, IQ Score ▲ ▼, Full Coverage ▲ ▼, Liability Only ▲ ▼ ; CSAA, 7.6, $185, $123 ; Safeco, 8.3, $187, $162 ; Erie, 9.0, $443, $315
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Residents in Rochester, New York, pay an average of $1,524 annually, or $127 per month, for a homeowners insurance policy with $300,000 in dwelling coverage and a $1,000 deductible. This is lower than the national average of $2,377 annually, or about $198 per month. Rochester residents can face severe winter weather and higher-than-average levels of property crime, which means getting the right homeowners insurance is especially important. No matter where you live in the Rochester area, make sure you know what specific risks are most likely to ...