Personal injury protection (PIP) for car insurance covers medical expenses and, if applicable, lost wages, regardless of who is at fault in an auto accident.
Following Michigan’s updated no-faultauto insurance law, it became even more important to select the right auto coverage. The no-fault insurance reform effectively requires Michigan drivers to have personal injury protection (PIP) along with property protection and residual liability. This legal mandate was meant to simplify what had historically been a complicated process for auto accidentclaims that were plagued by lengthy timelines for compensation, rehabilitation services, and related lega...
Could be covered ; Various accident-related medical bills, such as ER visits, ambulance transports, surgeries, and dental work ; Lost wages, if someone in your car is unable to work because of an accident-related injury ; Physical rehabilitation costs and disability payments ; Household services, such as childcare or house cleaning
What is PIP, and is it a mandatory type of auto insurance? Read on to learn more.
Information from IIHS-HLDI on the basics of auto insurance.
Contents 1 Auto insurance 1.1 States with mandatory PIP coverage 2 Other coverage 3 References Auto insurance [edit] PIP is a mandatory coverage in some states. Others, like Texas, require...
Unlimited coverage · Up to $500,000 in coverage · Up to $250,000 in coverage · Up to $250,000 in coverage with PIP medical exclusion(s) Exclusion is available for a named insured with non-Medicare health coverage that covers auto accident injuries and/or for household members if they have health insurance that will cover auto accident injuries. PIP medical opt-out Available if the named insured has Medicare (Parts A and B). Any of their household members must have another auto insurance po...
Personal Injury Protection, commonly referred to as PIP, covers medical & financial benefits for auto accidents. PIP is no fault auto
No-Fault (Personal Injury Protection) - to pay medical expenses, lost earnings, and other reasonable and necessary expenses, for example household help and transportation to medical providers, for a driver or passenger injured in, or a pedestrian injured by, your car; Liability - to protect against the harm your car, or any car you drive with the owner's permission, might do to other people and their property; and · Uninsured Motorists - to protect against the injuries you, your family or your...
Michigan’s Auto Insurance Law Has Changed The information contained in the following... Personal Injury Protection (PIP) If you are hurt in an auto accident, this part of your no-fault...