Auto Insurance Coverage Auto insurance can protect you in the event of an accident. In all 50 states, excluding New Hampshire, drivers are required to have minimum amounts of...
Cost : The best way to estimate your costs is to request a quote, App available : Yes, Policy highlights : Geico auto coverage is available in all 50 states and the District of Columbia. It offers 16 discounts and a variety of optional add-ons, such as emergency roadside assistance, rental car reimbursement and mechanical breakdown insurance.
Key Takeaways: ; Full coverage car insurance is protection that includes collision, comprehensive, and liability coverage. ; Often, you can supplement your insurance with uninsured motorist coverage, personal injury protection, medical payments, gap insurance, and other coverage options. ; Full coverage typically costs more than minimum liability insurance; however, it may benefit drivers who want to avoid expensive out-of-pocket vehicle repairs.
State, Bodily injury liability and property damage liability, UM/UIM, PIP and MedPay ; Alabama, 25/50/25, None ; Alaska, 50/100/25, None ; Arizona, 25/50/15, None ; Arkansas, 25/50/25, None ; California, 15/30/5, None ; Colorado, 25/50/15, None ; Connecticut, 25/50/25, 25/50 UM/UIM ; Delaware, 25/50/10, 15/30 PIP ; Florida, $10,000 PDL *, $10,000 PIP ; Georgia, 25/50/25, None ; Hawaii, 20/40/10, $10,000 PIP ; Idaho, 25/50/15, None ; Illinois, 25/50/20, 25/50 UM ; Indiana, 25/50/25, 25/50 UM; 50 UIM ; Iowa, 20/40/15, None ; Kansas, 25/50/25, 25/50 UM/UIM $4,500 PIP ; Kentucky, 25/50/25, None ; Louisiana, 15/30/25, None ; Maine, 50/100/25, 50/100 UM/UIM $2,000 MedPay ; Maryland, 30/60/15, 30/60/15 UM ; Massachusetts, 20/40/5, 20/40 UM $8,000 PIP ; Michigan, 50/100/10, Six PIP options: minimum $50,000 for insureds on Medicaid ; Minnesota, 30/60/10, 25/50 UM/UIM $40,000 PIP ; Mississippi, 25/50/25, None ; Missouri, 25/50/25, 25/50 UM/UIM ; Montana, 25/50/20, None ; Nebraska, 25/50/25, 25/50 UM/UIM ; Nevada, 25/50/20, None ; New Hampshire**, 25/50/25, 25/50 UM $1,000 MedPay ; New Jersey, 25/50/25***, 25/50 UM/UIM $15,000 PIP ; New Mexico, 25/50/10, None ; New York, 25/50/10, 25/50 UM $50,000 PIP ; North Carolina, 30/60/25, 30/60/25 UM 30/60 UIM ; North Dakota, 25/50/25, 25/50 UM/UIM $30,000 PIP ; Ohio, 25/50/25, None ; Oklahoma, 25/50/25, None ; Oregon, 25/50/20, 25/50 UM/UIM $15,000 PIP ; Pennsylvania, 15/30/5, $5,000 PIP ; Rhode Island, 25/50/25, None ; South Carolina, 25/50/25, 25/50/25 UM ; South Dakota, 25/50/25, 25/50 UM/UIM ; Tennessee, 25/50/25, None ; Texas, 30/60/25, None ; Utah, 25/65/15, $3,000 PIP ; Vermont, 25/50/10, 50/100/10 UM ; Virginia***, 30/60/20, None ; Washington, 25/50/10, None ; Washington, D.C., 25/50/10, 25/50/5 UM ; West Virginia, 25/50/25, 25/50/25 UM ; Wisconsin, 25/50/10, 25/50 UM ; Wyoming, 25/50/20, None
Most states require you to have minimum amounts of liability insurance coverage; some also... Who Does Auto Insurance Coverage Protect? An auto insurance policy will cover you and other...
Combining affordable rates and a variety of coverage options, Auto-Owners is one of our top picks for car insurance
You as a driver, your passengers and anyone else involved in a collision involving your vehicle ; Privately owned or leased cars, trucks, motorcycles and mopeds ; Commercially owned or leased cars, trucks or fleets of vehicles
Cheap full coverage auto insurance companies Here are average prices for full coverage insurance from nine of the largest car insurance companies, nationwide, according to NerdWallet’s...
Liability coverage · Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. This coverage provides compensation for injuries to others and for the damage your vehicle does to another person’s property if you cause an accident. If you’re found responsible for causing damages as a result of an accident, this coverage may pay up to the limit you select, and it can provide for a legal defense if you’re sued. Uninsured/underinsure...
Types of car insurance coverage ; 1. Liability coverage ; 2. Uninsured and underinsured motorist coverage ; 3. Comprehensive coverage ; 4. Collision coverage ; 5. Medical payments coverage ; 6. Personal injury protection ; Other types of auto insurance coverage ; Which type of insurance is required by law? ; Get the right coverage for your car