USAA, Travelers, Pemco, State Farm and Geico offer the best car insurance in Washington considering customer service, coverage, average costs and more.
Based on coverage options, rates and customer satisfaction, Erie, USAA, Geico, State Farm and Chubb are the best car insurance companies in Washington, D.C.
Car insurance costs continue to rise. According to a report from Bankrate, average premiums for full coverage auto insurance hit $2,543 in 2024, a 26% increase from 2023. ; Unsurprisingly, drivers across the U.S. are looking for ways to save. Nearly half (49%) of auto insurance customers are actively shopping for a new plan, according to J.D. Power. ; Full coverage car insurance combines three kinds of coverage and is usually required if you lease or finance your car.
Washingtonians pay 30 percent less than the national average for auto insurance.
Insured a teenage driver ; Credit score decreased ; Received a speeding ticket ; Caused an accident ; Lapse in coverage ; Convicted of a DUI
Key Takeaways ; Two of our top choices, Bestow and Haven Life, dominate in the digital market, offering term policies that feature simple online applications and, in some cases, no-exam insurance. More traditional insurance companies such as State Farm and USAA excel with permanent insurance including whole life and universal life. These policies feature life-long coverage and a cash value that accrues over time and can be borrowed against. Washington mandates that all life insurers in the state provide a free look (or review) period of 10 days ...
Company, 360 Reviews Score, Average Annual Premium, Learn More ; Amica, 4.8, N/A*, Compare Quotes ; State Farm, 4.5, $2,345, Compare Quotes ; Allstate, 4.7, $1,129, Compare Quotes
Compare average car insurance rates in Washington from Direct Auto, State Farm, USAA, and more. Find the best company for you.
Key Takeaways: ; At $1,548 per year, USAA offers the lowest average annual premium in Washington, D.C. ; Amica is the top-rated insurer in the state, earning 4.1 out of 5 points in our study. ; The District of Columbia’s insurance market isn’t as affected by climate-related concerns as other areas of the country, but rates are rising nationwide.
Cheapest for . . ., Company ; 20-year-olds, Capital Insurance ; 30-year-olds, Kemper ; 40-year-olds, Kemper ; 50-year-olds, Kemper ; 60-year-olds, Kemper ; 70-year-olds, Kemper ; 80-year-olds, Geico