If you're looking to apply for a new credit card, you may want to know what factors issuers look at for credit card approval. Learn more here.
It’s possible to get a credit card at 18, but you’re more likely to be approved at 21. Learn more.
You can cancel a credit card you just applied for, but should you? Here’s how canceling a new credit card can impact your score and your relationship with your bank.
Cardholder age, Options available to access credit ; Under 18 years old, Become an authorized user on the credit card account of a trusted cardholder ; 18 to 20 years old, Apply for a traditional credit card with proof of income and potentially a cosigner Apply for a secured card that requires an upfront deposit (proof of income will still be required) Apply for a student card with lower income requirements Become an authorized user on the credit card account of a trusted cardholder ; 21 year old and up, Apply for a traditional credit card by meeting the card issuer’s requirements
It’s not difficult to apply for a credit card, but there are simple steps you can take to improve the chances of your application being approved.
You have to be at least 18 years old to apply for a credit card, technically. But for most people, the answer is that you probably have to be 21 or older.
Applying online is the easiest way to get a credit card. Before you get started, shop around to find the best card & ensure that you only submit your application on a secure internet connection.
It can be more difficult choosing a card if you have a poor credit score (or no credit score at all), although some banks and credit card companies offer cards to specifically help you build your credit score. When you apply for a credit card, you are most likely to be asked for the following details: It can be difficult choosing a credit card if you’re not sure what to look for. However, applying for a credit card can be simple if you know what your needs are before you apply. Read our credit...
You provide a refundable security deposit when you apply ; Your secured credit card can help you build credit responsibly ; You can get your deposit back
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