Apply for an FHA home loan with SoFi for low minimum down payments, less stringent credit requirements, and affordable rates. Learn about FHA loans for first-time home-buyers.
VA loans ; What is a VA loan? · Who is eligible for a VA loan? · How do you apply for a VA loan? · Why choose a VA loan? · Bottom line
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. Finding an affordable, move-in-ready home in a competitive market can be a big challenge. When there are more buyers than sellers in a particular area, you may find yourself in a situation where bidding wars are pushing prices out of the range you're able to pay. ...
3.5% Down Payment · Put down just 3.5% of your home’s purchase price. ; Lower Credit Requirements · Your credit doesn’t have to be perfect, and you may be able to qualify with past financial issues. ; Flexible Borrowing Options · Choose a 15-year or 30-year term for buying a home or refinancing your current mortgage.
Company, Forbes Advisor Rating, Preapproval Time, Mortgage rates ; Guaranteed Rate, 5.0, 1 to 2 days, Lower than the national average ; PNC Bank, 5.0, 20 to 30 minutes, Lower than the national average ; loanDepot, 4.5, 15 minutes, Within 1 to 3 basis points above or below the national average
Turn your home equity into cash with a HELOC loan. Access up to 90% or $500k of your home equity. Apply for a HELOC loan with SoFi.
Loan? A Federal Housing Administration (FHA) loan is a home... Whether or not it's an FHA-guaranteed loan, your financial history will be examined when you apply for a mortgage. Credit...
, FHA loans, Conventional loans ; Guarantee, FHA insured, Not insured by a gov’t agency ; Lenders, Private FHA-approved lenders, Private lenders ; Applicable guidelines, FHA guidelines, Fannie Mae and Freddie Mac guidelines for conventional loans that are also conforming loans; otherwise, details are up to lenders
Get pre-approved for FHA home loans. FHA mortgage advisors help homebuyers with FHA home loans. Apply for an FHA mortgage loan online.
Purchase a home ; Home Value · Loan Amount · Credit Score · Zip Code