U.S. News offers advice on the best classic car insurance for collectible and rare cars, restoration projects, and daily drivers.
If you already have auto insurance with MAPFRE and you’re the owner of an antique vehicle, consider adding the Antique Automobile Endorsement for extra peace of mind.
For one, coverage amounts for classic cars — typically ones at least 25 years old or rare collector’s items — are usually based on an agreed value basis, rather than an actual cash value that factors in depreciation. There are also limits on how much you can drive them and requirements for storing them safely. If you have a classic ride, a policy that protects the investment you’ve made is critical. We’ve selected the best insurance companies for thes ...
However, unlike traditional cars, which are insured based on their actual cash value (factoring in depreciation), classic car insurance covers the vehicle for an amount that's agreed upon by the owner and the insurer. And, if the value of your classic car increases over time, you can adjust your coverage limit to reflect its value. ...
Classic and collector cars may need more protection than your traditional auto policy. Get a free quote on insurance for classic cars today.
Cars ; You just got the classic car of your dreams — whether it's a vintage muscle car, a classic European roadster, or even something that just oozes charm like the VW Bug, it's going to have a common requirement: insurance. Here's what classic car insurance can cover ; The definition of classic is surprisingly broad ; It's not for a daily driver, even if said daily is a classic ; You'll be scrutinized as much as the car ; You need to take care of the car off the road too
Antique cars aren't the only vehicles that can be protected by classic car insurance. Classic car insurance may help cover vehicles such as luxury cars, hot rods, classic trucks and motorcycles, an...
Classic car insurance is a specialty coverage for antique and classic cars. We'll help you customize your policy so you only pay for what you need. Get a quote.
Pros · Specializes in providing insurance for car collections · Offers customizable policies with flexible mileage limits · You can get a free quote on its website · Agreed Value policies ; Cons · Furniture, fine art or jewelry not covered · Varied coverage by state
Agreed Value Coverage · Receive the amount agreed upon when you took out your policy if the car is declared a loss.1 ; Limited Use Coverage · If you only drive 5,000 or less miles a year, you could pay less for your insurance.2 ; Roadside Assistance · If your classic car breaks down, we won't leave you stranded. From a jump start to a tow, our optional 24-Hour Roadside Assistance will get you moving again.3 ; Emergency Assistance · Includes all the benefits of Roadside Assistance plus coverage for expenses like taxi fare, lodging, and protection for personal belongings including tools and spare parts left or stored in your car.4