피보험자의 종신 또는 일정한 기간 동안 해마다 일정 금액을 지불할 것을 약속하는 생명 보험. 넓은 뜻으로는 노령·폐질(廢疾)·사망 등을 보험사고로 하여 양호·장애·유족·과부·유아연금 등을 급여하는 사회보장...
In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured (insurance) products that each state approves and regulates in which case they are designed using...
피보험자의 종신 또는 일정 기간 동안 정해진 금액을 받을 수 있는 생명보험으로 은퇴 후 필요한 생활비를 마련할 수 있는 상품이다. 세액공제 혜택은 없지만 5년 이상 보험료를 납부하고 10년 이상 유지하면...
A life annuity is an annuity, or series of payments at fixed intervals, paid while the purchaser (or annuitant) is alive. The majority of life annuities are insurance products sold or issued by life insurance companies however substantial case law indicates that annuity products are not ne...
Longevity insurance , describes the process of mitigating longevity risk. In the United States, such risk mitigation is often achieved using a longevity annuity or Tontine , qualifying longevity annuity contract ( QLAC ), deferred income annuity , an annuity contract designed to provide a ...
A 1035 exchange is a tax-free exchange of an existing annuity contract, life insurance policy, or endowment for another of like kind.
An annuity is an insurance contract issued and distributed by financial institutions and bought by individuals. An annuity requires the issuer to pay out a fixed or variable income stream...
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A fixed annuity is an insurance contract that pays a guaranteed rate of interest on the owner's contributions and later provides a guaranteed income.
Permanent life insurance ; Term life insurance ; Long-term disability insurance ; Long-term care insurance ; Annuities