Vault’s Viewpoint on Black Credit Cards ; Black credit cards offer premium benefits but often earn low rewards on spending. ; Most black cards are only available by invitation, with qualifying factors being excellent credit and high annual credit card spending. ; Most black cards are more of a status symbol and don’t compare favorably to less premium cards.
Annual Fee : $695, Intro APR : N/A, Regular APR : See Pay Over Time APR, Intro Offer : Earn 80,000 Membership Rewards® points, Recommended Credit : Good to Excellent
Platinum Business Card ; Wellness Card ; Jewellery Card ; Royal Polo Club Card ; Glamour Card ; Royal Card ; Label Card ; C by Insignia Card
Glamour Card ; Royal Card ; Label Card ; C by Insignia Card ; Platinum Business Card ; Wellness Card ; Jewellery Card ; Royal Polo Club Card
Rewards Programs ; British Airways Executive Club ; Accor Live Limitless ; Amex Membership Rewards
Gold Card Members get $10 in Uber Cash monthly (up to $120 annually) to use on Uber Eats orders and Uber rides in the US. Just add your Card to your Uber account.† ; Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120. Enrollment required.† ; The Hotel Collection
£650 Annual Fee · Representative 704.6% APR variable2 · Assumed credit limit of £1,200 · Purchase rate: 31.0% variable · Subject to application and approval. Please read the Important Information section at the bottom of this page before beginning your Upgrade application.
Pros · Exclusivity: a status symbol that only a small handful can obtain · Membership Rewards points are versatile and easy to redeem · Bespoke concierge service that goes beyond the norm · Perks that could help negate the fees ; Cons · Invite only · Hefty initiation fee and annual fee · Ultra-high annual fee required for authorized user cards · No bonus categories
Other ways to get it: The additional family member coverage is unique to the Centurion Card†. However, the Amex Platinum and the American Express® Green Card both come with statement...
In this post: ; How to get an Amex Centurion Card invitation ; Amex Centurion Card initiation & annual fee ; Amex Centurion Card perks & benefits ; Is the Amex Centurion Card worth it?