Best for whole life insurance: Northwestern Mutual Life Insurance ; Best no-exam life insurance: Guardian Life Insurance ; Best for universal life insurance: State Farm Life Insurance
Overall Rating, 3.8 ; Critic Score, 4.0 ; Customer Service, 4.4 ; Claims Handling, 4.3
Average annual premium: $2,667 · Percent of claims approved: 99% · NAIC complaint level: High · Endorsements for natural disasters: Yes · Standard coverage: Actual cash value
Key Takeaways ; USAA is rated highly for customer service, claims handling, and discounts. ; Auto-Owners was second in our rating and at or near the top of all subcategories we analyzed, including customer service and claims handling. ; Car insurance rates vary based on many factors. Shopping around can help you find a policy that fits your budget.
Strength Rating A Show Pros, Cons, and More American Family Life Insurance Review At its core, purchasing life insurance is an investment in an uncertain future. The diverse range of life...
Pros: Many endorsement options to expand your protection · Wide variety of discount options to lower premiums · Online customer support is available 24/7 ; Cons: No earthquake coverage · Not available in more than half of the country
Availability, Available in all 50 states and Washington, D.C. ; J.D. Power customer satisfaction ratings, Not listed ; How to get an insurance quote, Online or over the phone ; How to submit a claim, Online or over the phone
Pros: Online quotes available · Only insurer in our rating to offer a loyalty discount ; Cons: High base cost · No military discount · Maximum of two people per policy
Company, 17-Year-Old Females, 17-Year-Old Males ; American Family, $4,043, $4,486 ; Geico, $3,111, $3,414 ; National Average, $4,515, $5,140
Table of Contents ; How Does the American Association of Insurance Services (AAIS) Work? ; What Is AAIS Data Used For? ; American Association of Insurance Services (AAIS) vs. Insurance Services Office Inc. (ISO)