American Express® 11 Month CD: 4.50% as of 5/10/24 ; American Express® 1 Year CD: 4.35% as of 5/10/24 ; American Express® 18 Month CD: 3.25% as of 5/10/24 ; American Express® 2 Year CD: 4.00% as of 5/10/24
Annual Percentage Yield (APY) · From 3.00% to 4.50% APY ; Terms · From 11 months to 5 years ; Minimum balance · None ; Monthly fee · None ; Early withdrawal penalty fee · For CDs with terms less than 12 months, the early withdrawal penalty is 90 days’ interest on the withdrawn amount. For terms between 12 and 48 months, it’s 270 days’ interest. For terms between 48 and 60 months, it’s 365 days’ interest. For terms of 60 months or more, the penalty is 540 days’ interest.
Bank of America has an annual percentage yield (APY) ranging from 0.01% to 0.04%, depending on your balance. ; To open a Bank of America Advantage Savings account, you’ll need a minimum deposit of $100. ; Bank of America offers many other financial products including credit cards, checking accounts, certificates of deposit, investing management, auto loans and home loans.
How can I find the interest rate and APY on my HYSA account? ; 1. Log in to your American Express Savings Account. ; 2. Select the Savings Account you wish to view. You should land on the “Home” page.
In this Guide: What Are Average Savings Interest Rates? · Factors That Affect Savings Rates · Where To Find the Latest Rates · Optimizing Savings in Light of Rate Fluctuations · The Bottom Line · Frequently Asked Questions
Explore the American Express High Yield Savings Account if you're interested in high-yield savings options and a predominantly online banking experience.
TD Bank’s savings account rates range from 0.01% to 4.00% APY, primarily depending on your account balance. ; TD Bank has no minimum opening deposit requirement on either of its savings accounts. ; Along with its savings account offerings, TD Bank also offers CD, checking, credit card, loan and retirement products.
While Amex CD rates often beat those of brick-and-mortar banks, some competing online banks have higher-yielding offerings. ; Based on current American Express CD terms and rates, you could earn from around $400 to $1,600 by maturity on a $10,000 deposit. ; While American Express has easy requirements and an automatic renewal feature, its early withdrawal penalties can be hefty compared to several competitors.
Fee, Charged? ; Overdraft fee, None ; Non-sufficient funds fee, None ; Monthly maintenance fees, None
American Express personal loans are only available to current cardholders, but these loans boast low rates without origination fees or prepayment penalties.