Homeowners may be able to borrow up to 80% of the equity in their property with a home equity loan. The exact amount depends on your credit score and income.
A USDA loan is a no-down payment mortgage for low- and moderate-income homebuyers in largely rural areas. See if you're eligible for one.
Use a home loan eligibility calculator to quickly and easily determine whether you are eligible for a home loan.
A USDA home loan is a zero down payment mortgage loan with low mortgage rates. Find out if you qualify for a USDA home loan.
Check out the eligible upgrades and FAQs with our Sustainable Upgrades home and investment loans. Includes climate resilience and energy efficiency upgrades.
Adequate home equity: Lenders typically prefer homeowners who have built up a significant amount of equity in their home already. Lower equity means less to borrow against, too. ; Picking a lender: Shopping around and comparing a variety of lenders can help you identify the one best suited for your needs and financial situation. ; Major expenses like tuition or significant life events
All of these must be true: ; You qualify for a VA-backed home loan Certificate of Eligibility (COE), and ; You meet our—and your lender’s—standards for credit, income, and any other requirements, and ; You will live in the home you’re buying with the loan
There are options with little or no down payment required, and if you still need help with the cash for closing costs, we also offer a down payment and closing cost assistance option called Advantage. You must apply for a MaineHousing loan at one of our approved lenders. MaineHousing has prepared 6 steps to simplify the home-buying process and give you the info you’ll need to know on your road ...
Do you need money for a home improvement project or other major one-time expense? Home equity loans are a popular solution but not your only option.
Documents required for Home Loan: Check out home loan eligibility criteria and the list of documents required for a housing loan before applying, and get approval in 24 hours*.