Many of the factors that may affect your car insurance premium are related to the amount of financial risk you pose to the insurance company. Insurance companies use underwriting and rating to help set the price of a car insurance policy, according to the National Association of Insurance Commissioners (NAIC). During underwriting, insurers assess the risk of an insurance applicant. During rating, the applicant is assigned a price based on the results of the underwriting process. Some of the risk...
See Forbes Advisor's Allstate car insurance review to find out about Allstate's coverage offerings, complaint level and average auto insurance costs.
Explore our in-depth review of Allstate insurance for rates, claims and more.
Cost : The best way to estimate your costs is to request a quote, App available : Yes, Policy highlights : Allstate offers full coverage auto insurance in all 50 states, with add-ons like accident forgiveness, rideshare insurance and protection for custom parts and equipment. Allstate’s MileWise pay-per-mile plan can save infrequent drivers up to 40% over a traditional policy.
Optional car insurance coverages: Comprehensive coverage: Helps pay to repair damage to your car that wasn't caused by a collision. Coverage may include theft, vandalism or animal damage. If you're leasing or paying off a loan on your car, your lender may require you to have comprehensive coverage. Collision coverage: This coverage helps pay for repairs if your car is damaged or totaled in a collision with another vehicle or object (such as a fence). If you're leasing or financing your car, your...
Allstate auto insurance is designed to fit your needs both on and off the road. Keep you, your loved ones and your vehicle protected with policies that include: Comprehensive coverage...
Is Allstate car insurance right for you? Read our unbiased review to learn what Allstate has to offer and how it stacks up against the competition.
Find out how much Allstate car insurance costs with competitive rates and get personalized quotes. Discover the coverage that fits your needs and budget. Get a quote now!
If you sign up for Allstate's Accident Forgiveness program, your car insurance rates won't increase after an accident. Learn more about accident forgiveness here.
Credit scores may count when you buy car insurance. Learn why credit scores affect car insurance rates and how this impacts you as a consumer.