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How it works ; 1 · Choose the alert that's right for you: initial, extended, or active duty military. ; 2 · Depending on the alert type, if someone tries to get credit in your name, the creditor or lender may contact you. ; 3 · If you are contacted by a creditor or lender, confirm whether or not you made the request to get credit.
“If you are a member of the military and away from your usual duty station, you may place an “active duty alert” on your credit reports. This will help minimize the risk of identity theft while you...
Your credit report affects your ability to get a loan as well as the interest rate you will be required to pay. Congress has passed credit reporting legislation to give you access to your credit in...
Cultivate financial security with Money’s comprehensive credit report resources. Explore detailed guides on placing or removing fraud alerts and removing negative items from your report, safeguardi...
Add a fraud alert to your credit report to help protect your credit information if you are a victim of identity theft.
Take control of your Equifax credit report. Freeze your credit, place a fraud alert, get free credit reports, or submit a dispute. We’ll help you get started today.
A fraud alert, a security freeze and a credit report lock are all designed to help you better protect your personal information, but they do so in different ways. Learn more about each.