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Riders are extra benefits that a policyholder can buy to add on to a life insurance policy and provide added protection if you meet their conditions.
For You: If you elect Additional Life insurance coverage, you must elect AD&D insurance. The benefit amount is the same as the Additional Life insurance benefit. For Your Spouse: If you...
It’s essential to think about how much life insurance you need when you are healthy—particularly if you have others who rely on you. Find out more.
Apply online and protect your future with a term life insurance plan. Get top-up protection for critical illnesses benefit, hospital cash benefit, and more.
Is employer-provided life insurance enough or should you supplement your policy with additional coverage? Here's how to figure it out.
Employer-provided life insurance is often inexpensive or free, but it may not provide enough. Learn how to determine whether to you should purchase additional coverage.
During this coming enrollment period, you have the opportunity to elect valuable, affordable insurance for yourself, your spouse and your dependent children – plus, your acceptance is guaranteed. ; These educational materials and videos helps explain the benefits and features of your 2018 insurance options. ; For more information on your benefit options visit MyTomorrow® – an interactive educational tool designed to help you make smart, affordable benefit choices. Visit thehartford.com/benefits/hcpss. ; HCPSS offers eligible employees life insurance and accidental death and dismemberment (AD&D) insurance at not cost to the employees. The amount of life insurance is equal to the employees’ current annual salary.
Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.
Whole life insurance policies provide permanent life insurance and typically offer fixed premiums, fixed death benefits and a cash value savings component.