Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
Credit cards can play an important role in how you make purchases and manage your finances. They can be used for everyday purchases like groceries or gas, as well as big-ticket items like...
Vault’s Viewpoint ; In most cases, you won’t be charged interest if you pay your credit card’s statement balance in full each billing cycle. ; If you’re not being charged interest, your credit card’s interest rate doesn’t matter. ; If you do carry a balance from month to month, your credit card’s interest rate is important because it impacts how much you’ll pay.
The average interest rate has hit 21%, the highest figure... includes credit cards, up from about $20,000 at the start of... “We lived in a camper for four months, and that was really...
If you spend on cards but don't repay in full, try a 0% credit card with up to 21 months' interest-free spending. Compare Martin Lewis' top pick comparison on 0% credit cards in the UK.
0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days ; 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers ; 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies ; 0% intro APR on Purchases for 15 billing cycles and 0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
Vault’s Viewpoint · 1. Review Your Balances and Rates · 2. Choose a Strategy · 3. Address the Cause · 4. Cut Spending
Here are some extra tips to avoid credit card interest charges: Pay Your Balance in Full Each Month · Utilise the Grace Period · Understand Your Billing Cycle · Make Payments Before the Due Date · Consider Balance Transfers · Take Advantage of 0% APR Offers · Set Up Automatic Payments · Track Your Spending · Create a Budget · Avoid Cash Advances
CNBC Select compares the best 0% APR credit cards with no interest for up to 21 months, so you can maximize savings.