Average Credit Scores By State: How Does Yours Compare?

State, Average credit score in 2021, Score increase since 2020 ; Minnesota, 742, +3 ; Wisconsin, 735, +3 ; New Hampshire, 734, +5

The average credit score has dropped for the first time in a decade — how does yours stack up?

The average FICO credit score has declined for the first time since 2013. Analysts point to high interest rates and ongoing inflation as factors.

Credit score in the United States

decrease in their scores as a result of these types of... percent ($1,200 total used divided by $3,000 total limits). If the first credit card company raises the limit to $2,000, the...

Average Credit Scores by Race

rise in missed payments and more consumer debt.1 VantageScore... 2 The Urban Institute compared median credit scores in... communities.3 The table below breaks down the credit scores and...

What Is a Credit Score? Definition, Factors, and Ways to Raise It

A credit score is a number from 300 to 850 that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.

What Is the Average Credit Score in the US?

Experian analyzed the credit scores of Americans to find the average credit score in the U.S. Compare how credit scores differ across the U.S.

Credit Rating: Definition and Importance to Investors

Credit scores are assigned to individuals based on their... Ratings.1 2 3 Understanding Credit Ratings Credit ratings are an estimate of the level of risk involved in lending money to...

What Is a FICO Score?

of credit history, and new credit accounts.1 Key Takeaways... FICO scores are used in many credit decisions made in the U.S.... rates.3 To determine creditworthiness, lenders take a...

What Affects Your Credit Scores?

Factors That Determine Credit Scores ; Individuals with the highest credit scores tend to keep their utilization rates below about 10%, and utilization rates of roughly 30% or greater will more negatively impact credit scores. Paying down higher balances can bring relatively quick score improvement, so in this example, focusing on reducing the balance on card 2 could lead to a relatively quick increase in credit scores. Amounts owed are responsible for about 30% of your FICO® Score. It makes i...

Free Credit Scores | 3 Credit Bureaus | FreeScoresAndMore.com

Get your free credit scores based on info from all 3 bureaus. Includes real-time credit monitoring, credit score tracking, and more.