Balance transfers are a useful financial tool but often come with fees. Here's how to save with the best credit union cards offering no transfer fees.
A credit card issuer charges a balance transfer fee to transfer a balance from another creditor. Learn the pros and cons of balance transfers.
Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...
After securing a 12-month 0% balance transfer on a new credit card and moving the $5,000 balance, the cardholder gets a year to pay it off with no interest and just a fee to transfer the...
Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent
Take control of your finances and enjoy 0% interest on balance transfer fees with our Everyday Credit Card.
Imagine you have $5,000, $10,000, or any other amount in credit card debt, and your current card charges a high variable APR. Moving that debt to a new credit card with 0% APR can help you avoid interest payments while you pay off the debt. Here's how. First, you'll want to choose a new card offer from the best balance transfer credit cards available today. Note that balance transfer offers tend to last for 12 to 21 months, and you have to pay balance transfer fees (typically 3% or 5% of the deb...
Two big factors to consider when deciding whether to use a balance transfer credit card: the 0% APR promotional period and the balance transfer fee.
Balance Transfer Basics ; What is a balance transfer fee? ; How to manage debt with a balance transfer card ; How long does a balance transfer take? ; What is the limit for a balance transfer card? ; Everything you need to know about balance transfer checks
The Discover it Balance Transfer offers a long 0% intro APR and generous rewards — a combination you don't find on most balance transfer credit cards.