Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate.
A credit card with an introductory 0% APR period can save big on interest if you have a major purchase coming up. The best zero-percent cards include options with long intro periods, and many offer...
Looking for the best 0% APR credit cards? Find out which options offer long intro periods, rewards, and perks to help you reach your financial goals.
Key takeaways ; A purchase APR is the interest rate your issuer applies to your regular credit card purchases. ; Other APRs — such as an introductory APR or balance transfer APR — may take precedence over your purchase APR for a limited time. ; Knowing the purchase APR of each card you hold can help you make smart financial decisions by understanding the full cost of each transaction.
Table of Contents ; Best 0% introductory APR credit cards ; Pros and cons of introductory 0% APR credit cards ; What experts are saying about 0% APR credit cards ; How to choose a 0% APR credit card
Using a credit card with a 0% intro APR to finance large purchases is a good way to avoid interest charges. Here's how to do it.
NEW CARD MEMBER OFFER ; Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening · 3 ; Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening · 3 ; LIMITED-TIME OFFER:For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening · 3
Get 0% APR credit cards to help you with large purchases or unforeseen expenses.
Discover it® Cash Back ; Citi Rewards+® Card ; Discover it® Miles ; Wells Fargo Reflect® Card ; Chase Freedom Unlimited® ; Blue Cash Everyday® Card from American Express ; Citi Custom Cash® Card ; BankAmericard® Credit Card
Your purchase APR (Annual Percentage Rate) is the interest rate you pay for purchases you make with your credit card. ; Purchase APRs are either fixed (won’t change without advance notice) or variable (can fluctuate without notice). ; Having a good credit score can help you qualify for lower available APRs.