Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest...
We reviewed 2024's best balance transfer credit cards that offer low interest and long zero-interest periods, which help you manage debt effectively.
We analyzed hundreds of balance transfer credit cards with a 0% intro APR period and dug into each card's perks and drawbacks to find the best ones.
Low intro APR credit cards offer a competitive annual percentage rate on credit card purchases or balance transfers during a specified introductory period.
Are you looking for a credit card that offers balance transfers but don't know which one to choose? Here's Forbes Advisor's list of the best balance transfer credit cards with a 0% APR offer.
Credit cards that don’t charge a balance transfer fee are rare, but you can still find a few on the market today.
Learn how to save with zero interest balance transfer credit card offers, and how 0% intro APR balance transfer credit cards can help you pay down debt.
Key takeaways ; Carrying a credit card balance, even during a 0 percent intro APR period, can have consequences such as accruing interest on non-qualifying amounts and potentially losing the offer. ; Understand the terms and limitations of a 0 percent APR offer, as some may only apply to balance transfers or purchases. ; Carrying a balance can negatively impact your credit score by increasing your credit utilization ratio.
Annual fee · $0 ; Welcome offer · Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back ; Introductory Balance Transfer APR · 0% Intro APR on Balance Transfers for 15 months ; Ongoing Balance Transfer APR · 19.99% - 28.74% Variable ; Introductory Purchases APR · 0% Intro APR on Purchases for 15 months ; Ongoing Purchases APR · 19.99% - 28.74% Variable
Balance Transfer Basics ; What is a balance transfer fee? ; How to manage debt with a balance transfer card ; How long does a balance transfer take? ; What is the limit for a balance transfer card? ; Everything you need to know about balance transfer checks