Looking for the best 0% APR credit cards? Find out which options offer long intro periods, rewards, and perks to help you reach your financial goals.
Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
Looking for no APR credit card? Enjoy interest-free purchases and balance transfers with our guide to the best 0% APR credit cards to help you choose wisely
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
0% APR business credit cards offer interest-free financing for business owners to manage their cash flow. Learn about the best offers for each type of business.
Select reviews the ins and outs of 0% APR credit cards, when to apply for one and how to use them wisely to avoid interest on new purchases and debt.
How 0% APR Credit Cards Work A 0% APR credit card offers an introductory period of no interest on purchases and balance transfers for a specified period, typically six to 21 months. New...
Citi Custom Cash® Card ; Annual Fee : $0, Regular APR : 18.74% – 28.74% Variable, Intro Bonus : $200 cash back, Credit Score : Good – Excellent
Key takeaways ; A 0% offer can help you make a large purchase on the fly and pay it off interest-free over a long period. ; The longest 0% intro period is currently 21 months, which means you won’t pay interest until 2026 with some of our top choices. ; The best 0% APR credit cards can help you save more than $2,000 — including interest savings and rewards — over a two-year period.
What matters most to you in a credit card? ; Cash Back ; Rewards Points ; Low Interest ; Compare All Credit Cards