Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest...
Annual fee · $0 ; Welcome offer · Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back ; Introductory Balance Transfer APR · 0% Intro APR on Balance Transfers for 15 months ; Ongoing Balance Transfer APR · 19.99% - 28.74% Variable ; Introductory Purchases APR · 0% Intro APR on Purchases for 15 months ; Ongoing Purchases APR · 19.99% - 28.74% Variable
A balance transfer moves high-interest debt to another card, usually one with a 0% intro APR, so you save on interest while paying off debt.
Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...
You can take advantage of promotional interest rates to transfer a credit card's balance to a new credit card. Balance transfers give you the opportunity to pay down debt.
Balance Transfer Basics ; What is a balance transfer fee? ; How to manage debt with a balance transfer card ; How long does a balance transfer take? ; What is the limit for a balance transfer card? ; Everything you need to know about balance transfer checks
A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.
Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls.
We analyzed hundreds of balance transfer credit cards with a 0% intro APR period and dug into each card's perks and drawbacks to find the best ones.
Key takeaways A balance transfer credit card is a type of card offering a 0 percent introductory APR period during which you can pay off your debt faster without interest. With a balance...