TOP-UP OF RS. 1 CRORE* OR HIGHER, BASED ON YOUR ELIGIBILITY ; LOW INTEREST RATES ; NO RESTRICTION ON TOP-UP USE ; TENURE OF UP TO 25 YEARS* ; FORECLOSURE FACILITY ; MINIMAL DOCUMENTATION
Loan amount of Rs. 15 crore* ; Low interest rates ; Approval in 48 Hours* ; Tenure of up to 25 years* ; No foreclosure fee for individuals
Home loan for doctors - Apply online for Rs. 15 crore* with minimal paperwork. Get quick approval and repay over 32 years. Approval in 48 Hours* | Get a top-up loan of Rs. 1 crore* or higher on loa...
People also read ; What is a loan against property for doctors? ; What is a personal loan for doctors? ; What is a business loan for Doctors? ; Eligibility criteria for doctor loans
Buy or upgrade your clinic’s diagnostic equipment with a loan for doctors. Get up to Rs. 80 lakh with flexible repayment options. Online application Minimal documentation Disbursal in 48 hours
Apply online for a personal loan for doctors to manage your home renovation expenses. Get up to Rs. 80 lakh with flexible repayment tenures of up to 8 years. Online application Minimal documentatio...
Purchaser Qualification, Medical doctor or dentist ; Loan Amount, Up to $3.5 million ; Interest Rate, Fixed or variable ; Private Mortgage Insurance (PMI), Not required
100% financing up to $1,000,000. – no money down ; Flexible loan programs – choose the payment option right for you ; No private mortgage insurance ; Move in up to 90 days prior to starting your next position
Types of fees, Charges applicable ; Rate of interest, 11% - 22% per annum ; Processing fee, Up to 2.95% of the loan amount (inclusive of applicable taxes) ; Flexi fee, Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to Rs. 999/- (inclusive of applicable taxes) Flexi Hybrid Loan (as applicable below): Up to Rs. 1,999/- (inclusive of applicable taxes) for loan amount less than Rs. 2,00,000/- Up to Rs. 3,999/- (inclusive of applicable taxes) for loan amount from Rs. 2,00,000/- to Rs. 3,99,999/- Up to Rs. 5,999/- (inclusive of applicable taxes) for the loan amount from Rs. 4,00,000/- to Rs. 5,99,999/- Up to Rs. 6,999/- (inclusive of applicable taxes) for the loan amount from Rs. 6,00,000/- to Rs. 9,99,999/- Up to Rs. 7,999/- (inclusive of applicable taxes) for the loan amount of Rs. 10,00,000/- and above *The Flexi charges above will be deducted upfront from the loan amount *Loan amount includes approved loan amount, insurance premium, VAS charges, and documentation charges. ; Prepayment charges, Full prepayment (Foreclosure) Foreclosure can be processed post clearance of first EMIs Term Loan: Up to 4.72% (inclusive of applicable taxes) of the outstanding loan amount as on the date of full prepayment Flexi Term Loan (Flexi Dropline) : Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment Part prepayment Up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part prepayment Not applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Loan ; Annual maintenance charges, Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Loan: Up to 0.59% (inclusive of applicable taxes) of the total withdrawable amount during initial tenure Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure ; Bounce charges, Rs. 1,500 per bounce. “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason. ; Penal charge, Delay in payment of instalment(s) shall attract Penal Charge of Rs. 25 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount. ; Stamp duty (as per respective state), Payable as per state laws and deducted upfront from the loan amount ; Broken period interest/ pre-EMI interest, Broken period interest/ pre-EMI interest shall mean the amount of interest on loan for the number of day(s), which is(are) charged in two scenarios: Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, broken period interest is recovered by the following methods: For Term Loan: Deducted from the loan disbursement For Flexi Term Loan: Added to the first instalment For Flexi Hybrid Loan: Added to the first instalment Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged: In this scenario, interest is charged only for the actual number of days since the loan was disbursed. ; Legal and incidental charges, Recovery for charges
Business Loans For Doctors ✔ Medical Practice Loans up to Rs. 80 lakh ✔ Check your Eligibility Online for Small Business Loans for Medical Startups ✔ Apply Small Business Loans for Physicians ✔ Aff...