Here's what's typically included in a manufactured or mobile home policy. Dwelling coverage · Covers the physical structure of your home, like the walls and roof · Personal property · Covers the belongings inside your home, like furniture and stereos, even if they're damaged or stolen outside of the house · Other structures Covers the physical structure of buildings on your property that are separate from your home, like a garage ; Guest medical protection · Covers the cost of medical expenses for a person who's injured on your property · ...
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Your insurer may offer discounts for the following: Deadbolts · Burglar alarm system · Smoke detectors · Sprinkler system · Fire alarm
Several things could lead your insurance company to charge higher home insurance rates for an older home. Building standards have changed over the years, and some older homes have features that don't meet modern building codes. According to the Electrical Safety Foundation International (ESFI), some homes may have a 60-amp electrical system rather than the 100- or 200-amp service common today. Other older homes may feature knob-and-tube wiring, which is more exposed than today's style. These fac...
A burglar alarm system · Fire extinguishers · A sprinkler system · Deadbolt locks · Water leak detectors · Gas leak detectors
It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks or perils, including: Theft Fire and smoke Windstorm...
With Allstate, it's easy to find savings on home insurance policies. See what homeowners discounts we have to offer and talk to an agent to learn more.
Along with a seamless user experience, expert agent support and benefits that would be hard to find anywhere else, here’s why you should bundle with Allstate.* · Convenience Simply select any available Allstate bundle when you get a quote online. If you decide to bundle your policies with us, you have easy access to all of your policies online, with a single login. Maximized savings By bundling policies you may save on your premiums with our multi-policy discounts. Peace of mind With great p...
Choosing your coverage ; Filing a claim ; Finding discounts
If you are running a home-based business or need more protection for business property that is in your home, you may want to consider purchasing additional coverage. Depending on your needs, you may have a few different options for protecting your business property. You may be able to purchase additional coverage to increase the protection your homeowners insurance policy provides for business supplies. The III states that some insurers may allow you to increase the limit up to $10,000. Adding t...